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Auto sweep facility


auto sweep facility

Amit finds the feature interesting and wants to find out more about Auto-sweep facility.
Dont over do it, while Auto-sweep is a wonderful thing for salaried class people who want to maintain liquidity, as well as want to earn more interest on their unused money, one should not over.If you are very sure that the money lying in your account will really not be used for long, better to use the normal Fixed deposit or premier inn voucher codes july 2015 Debt funds.Therefore, I owe a clarification.And I can tell you that, this auto sweep offer better returns as compare to normal.How much money do you have in your account?If you have income of above 10 lakh you fall in 30 tax bracket.However, for Rupee Term Deposits closed within 14 days from the date of booking of the deposit interest rate shall be rate applicable for the period the deposit has remained with the bank or the contracted rate, whichever is lower.Oriental Bank of Commerce Flexi Fixed Deposit Scheme.For example for Oriental Bank Flexi Fixed Deposit Scheme FD i s accepted for a period of 90 days to five years in flexi saving accounts and for 45 to 1 year in flexi current accounts.Or a few lacs?
If you choose a longer tenure, you risk premature withdrawals and resulting penalty.
Anything above, I will rather open a regular FD (and have more control) or invest in debt MFs.
Only the amount that I need in savings account for regular expenses or any emergency would be left for Flexi-FD.In lifo method where the linked FD units created most recently will be closed first for transfer to the Saving Bank Account.So balance in Saving bank account becomes Rs 55,000.But then, the money keeps lying in the bank for months and months and sometimes even years.Now, the balance goes to 70,000.Balance in Saving Bank account is Rs 20,000.The excess Rs 20,000 (over Rs 50,000) will be swept into.


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